Terms & Conditions

Effective date: August 5, 2026

These template terms must be reviewed and adapted to your real company, service, lead flow and governing state before publication.

Acceptance of Terms

By accessing this website, you agree to these Terms and our Privacy Policy. Do not use the website if you do not agree.

Informational Purpose

The website provides general information and an opportunity to request additional information. It does not provide medical advice, diagnosis, treatment, insurance advice, legal advice or a guarantee of eligibility, coverage, savings, benefits or results.

No Government Affiliation

This is an independent website. It is not affiliated with, endorsed by or operated by Medicare, Medicaid, CMS, the U.S. Department of Health and Human Services or any other government agency.

No Emergency or Medical Service

Do not use this website for emergencies. Call 911 in the United States for an emergency. Consult a qualified healthcare professional about medical questions.

User Responsibilities

You agree to provide accurate information, use the site lawfully and not attempt to interfere with its operation, security or availability.

Third-Party Providers and Links

We may provide clearly labeled links or introductions to independent third parties. We do not control their services, terms, pricing, eligibility decisions or privacy practices. Your dealings with a third party are between you and that party.

Communications

Submitting a general information request does not automatically authorize marketing calls or texts. Any telephone or SMS consent must appear clearly beside the relevant form and accurately identify who may contact the user, the purpose, technology used, and how to opt out.

Intellectual Property

Website text, design and branding owned by us may not be copied or used without permission, except as permitted by law. Third-party marks remain the property of their owners.

Disclaimer of Warranties

The website is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, we will not be liable for indirect, incidental, special, consequential or punitive damages arising from use of the website.

Indemnification

You agree to indemnify us for claims arising from your unlawful misuse of the website or violation of these Terms.

Governing Law

These Terms are governed by the laws of YOUR GOVERNING STATE, without regard to conflict-of-law principles. Replace this clause with advice from your attorney.

Changes and Contact

We may update these Terms by posting a revised effective date. Questions: legal@YOURDOMAIN.com, YOUR PHYSICAL MAILING ADDRESS.